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Rates Subject to Change without notice at any time as determined by the Board of Directors.
Rates are effective as of
Savings Rates - Fees could reduce the earnings on these accounts.
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Balances from |
|
Annual Percentage Yield |
Regular Shares |
$100.00 to $500.00 |
|
.15% |
|
$501.00 to $2,000.00 |
|
.25% |
|
$2,001.00 to $5,000.00 |
|
.50% |
|
$5,001.00 to $10,000.00 |
|
.65% |
|
$10,001.00 to $20,000.00 |
|
.75% |
|
$20,001.00 to $40,000.00 |
|
1.00% |
|
$40,001.00 and over |
|
1.16% |
Sharedraft /Super Sharedraft (Checking) |
$2001.00 and over |
|
.50% |
Christmas |
|
|
1.00% |
Share Savings Certificates - A penalty will or may be imposed for early withdrawal. |
6 months Share Certificate |
$500.00 |
|
2.50% |
12 month Share Certificate |
$1000.00 |
|
3.75% |
12 month Share Certificate |
$10,000.00 |
|
4.00% |
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30 Day Jumbo Share Certificate |
$100,000.00 |
|
2.50% |
Individual Retirement Account
(Roth, Traditional, Education) |
IRA Savings |
$5.00 and over |
|
1.75% |
IRA Certificates |
IRA Certificates 6 month term |
$500.00 |
|
2.75% |
IRA Certificates 1 year term |
$500.00 |
|
3.00% |
IRA Certificates 3 year term |
$2500.00 |
|
3.45% |
IRA Certificates 1 year term |
$10,000.00 |
|
4.25% |
IRA Certificates 3 year term |
$10,000.00 |
|
5.00% |
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For more information on other available Share Certificate Rates and Terms, please call our office at (808)245-3753. |
IRA Market Index Certificate 3 year or 5 year term - $500.00 Minimum - Rates tied into Dow Jones . If rate goes up, you earn dividends on a percentage of the increase. If rate goes down or remain the same, you earn no dividends, but you will earn your initial deposit back in full. |
|
Loan Term |
Annual Percentage Rate |
Loan Amount |
Security and Special Conditions |
Signature Personal Loan (All Purpose) |
Up to 5 years |
6.50%* |
$500.00 to $15,000.00 |
Signature |
| |
New Auto |
Up to 6 years |
6.25%* |
100% financing,
$50,000.00 maximum |
New Car |
New Auto |
Up to 7 years |
6.50%* |
100% financing,
$50,000.00 maximum |
New Car |
Used Auto |
Up to 5years |
6.75%* |
100% financing of Kelley Blue Book Retail Value, $50,000.00 maximum |
Used Car - within 5 years old |
Used Auto |
Up to 6 years |
7.00%* |
100% financing of Kelley Blue Book Retail Value, $50,000.00 maximum |
Used Car - within 5 years old |
Quick Line Access |
|
10.50%* |
$500.00 to $50,000.00
(Call the credit union for special discounts) |
Signature |
Educational Loan (Kula Line) |
Up to 5 years |
7.00% *to 7.50%* |
$500.00 to $15,000.00 |
Verification of proceeds required |
Computer Loans |
Up to 5 years |
6.00%* |
$500.00 to $15,000.00 |
Invoice required |
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Mortgage Loan |
15 years |
5.250%* |
$50,000.00 to $650,000.00 |
2 points |
|
20 years |
5.625%* |
$50,000.00 to $650,000.00 |
2 points |
|
30 years |
5.750%* |
$50,000.00 to $650,000.00
|
2 points |
Home Equity Mortgage |
15 years |
5.50%* Variable Rate subject to change quarterly |
$5,000.00 to $250,000.00 |
5 year draw period from open date |
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*"Your rate may vary from the above rate, and will be determined after a review of your credit history" |
Fully Share Secured |
Up to 8 years |
3% above prime rate on Regular Shares |
$500.00 to $250,000.00 |
100% of Shares |
Fully Share Certificate Secured |
Up to 8 years |
3% above Share Certificate Rate |
$500.00 to $250,000.00 |
100% of Certificate Amount |
50% Share Secured |
Up to 6 years |
4% above prime rate on Regular Shares |
$500.00 to $250,000.00 |
50% Shares |
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