Kauai Teachers Federal Credit Union


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Current Rates
Rates Subject to Change without notice at any time as determined by the Board of Directors.

Savings Rates

Balances from
Annual Percentage Yield
Regular Shares
$100.00 and over
0.015%
Sharedraft / Super Sharedraft (Checking)
$2,001.00 and over
0.020%
Christmas

0.050%
Individual Retirement Account
(Roth, Traditional, Educational)
$5.00 and over
0.030%
Share Savings Certificates - A penalty will or may be imposed for early withdrawal
Share Certificate 6 month term
$500.00
1.00%
Share Certificate 1 year term
$1,000.00
1.46%
Share Certificate 2 year term
$1,000.00
1.66%
Share Certificate 3 year term
$1,000.00
1.86%
Share Certificate 4 year term
$1,000.00
2.06%
Share Certificate 5 year term
$1,000.00
2.27%
IRA Certificates
IRA Certificates 6 month term
$500.00
1.00%
IRA Certificates 1 year term
$1,000.00 & over
1.46%
IRA Certificates 2 year term
$1,000.00 & over
1.66%
IRA Certificates 3 year term
$1,000.00 & over
1.86%
IRA Certificates 4 year term
$1,000.00 & over
2.06%
IRA Certificates 5 year term
$1,000.00
2.27%
IRA Market Index Certificate 3 year or 5 year term - $500.00 Minimum - Rates tied into Dow Jones.
If rate goes up, you earn dividends on a percentage of the increase. If rate goes down or remain the same, you earn no dividends, but you will earn your initial deposit back in full.
For more information on other available Share Certificate Rates and Terms, please call our office at (808)245-3753


Loan Rates
Loan Type
Loan Term
Annual Percentage Rate (As Low As)
Loan Amount
Security and Special Conditions
Signature Personal Loan (All Purpose)
Up to 6 years
4.00%*
$500.00 to $25,000.00
Signature
New Auto
Up to 7 years
2.00%*
100% Financing
New Car
Used Auto
Up to 7 years
3.00%*
100% Financing of Kelly Blue Book Retail Value
Used Car
Quick Line Access
 
6.00%*
$500.00 to $25,000.00
Line of Credit
Home Equity Mortgage
Please call the credit union for more information
Fully Share Secured
Up to 10 years
2.015%*
Minimum $500.00
100% of Shares
Fully Shared Certificate Secured
Up to 10 years
2.015%*
Minimum $500.00
100% of Certificate Amount
75% Share Secured
Up to 7 years
2.75%*
Minimum $500.00
75% Shares
50% Share Secured
Up to 7 years
3.00%*
Minimum $500.00
50% Shares
25% Share Secured
Up to 6 years
3.75%*
Minimum $500.00
25% Shares
*"Your rate may be higher from the above rate, and will be determined after a review of your credit history"*