Kauai Teachers Federal Credit Union


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Current Rates
Rates Subject to Change without notice at any time as determined by the Board of Directors.

Rates are effective as of
April 1, 2014


Savings Rates - Fees could reduce the earnings on these accounts.
 
Balances from
Annual Percentage Yield
Regular Shares
$100.00 to $500.00
.015%
 
$501.00 to $2,000.00
.015%
 
$2,001.00 to $5,000.00
.015%
 
$5,001.00 to $10,000.00
.015%
 
$10,001.00 to $20,000.00
.015%
 
$20,001.00 to $40,000.00
.015%
 
$40,001.00 and over
.015%
Sharedraft /Super Sharedraft (Checking)
$2,001.00 and over
.020%
Christmas

.050%
Share Savings Certificates - A penalty will or may be imposed for early withdrawal.
6 months Share Certificate
$500.00
.030%
12 month Share Certificate
$1,000.00
.050%
12 month Share Certificate
$10,000.00
.100%
30 Day Jumbo Share Certificate
$100,000.00
.050%
Individual Retirement Account
(Roth, Traditional, Education)
IRA Savings
$5.00 and over
.030%
IRA Certificates
IRA Certificates 6 month term
$500.00
.050%
IRA Certificates 1 year term
$1,000.00 & over
.100%
IRA Certificates 3 year term
$1,000.00 & over
.150%
For more information on other available Share Certificate Rates and Terms, please call our office at (808)245-3753.
IRA Market Index Certificate 3 year or 5 year term - $500.00 Minimum - Rates tied into Dow Jones . If rate goes up, you earn dividends on a percentage of the increase. If rate goes down or remain the same, you earn no dividends, but you will earn your initial deposit back in full.


Loan Rates

Loan Type

Loan Term
Annual Percentage Rate
Loan Amount
Security and Special Conditions
Signature Personal Loan (All Purpose)
Up to 5 years
4.00%*
$500.00 to $15,000.00
Signature
New Auto
Up to 6 years
3.00%*
100% financing,
$50,000.00 maximum
New Car
New Auto
Up to 7 years
3.25%*
100% financing,
$50,000.00 maximum
New Car
Used Auto
Up to 5years
4.00%*
100% financing of Kelley Blue Book Retail Value, $50,000.00 maximum
Used Car
Used Auto
Up to 6 years
4.25%*
100% financing of Kelley Blue Book Retail Value, $50,000.00 maximum
Used Car
Quick Line Access
3.50%*
$500.00 to $15,000.00
Signature
Educational Loan (Kula Line)
Up to 5 years
4.00% *to 4.50%*
$1000.00 to $15,000.00
Verification of proceeds required
Computer Loans
Up to 5 years
4.00%*
$500.00 to $15,000.00
Invoice required
*"Your rate may vary from the above rate, and will be determined after a review of your credit history"
Fully Share Secured
Up to 8 years
2% above prime rate on Regular Shares
Minimum $500.00
100% of Shares
Fully Share Certificate Secured
Up to 8 years
2% above Share Certificate Rate
Minimum $500.00
100% of Certificate Amount
50% Share Secured
Up to 6 years
3% above prime rate on Regular Shares
Minimum $500.00
50% Shares



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